How Does Selling Your House For Cash Actually Work?

Learn How Easy It Is to Sell Your House to Cash Out On My Home.

Cash Out On My Home (Sell My House Fast Chattanooga) - Company Introduction Video

Hundreds of homeowners have trusted us to provide them a fair cash offer for their home ⎯ see how you can “Sell With a Smile” too! You’ve probably encountered numerous websites and mailers promising a quick cash sale for your property. Now that you’re on our “How It Works” page, you might be wondering:

How exactly does the “we buy houses for cash” process work? Can it really be that straightforward?


In essence, yes—selling your home for cash in Tennnessee can be remarkably simple for you. However, behind the scenes, there’s a comprehensive process to ensure a smooth transaction. Here’s a detailed look into how we manage the entire process to benefit you.

To start, simply fill out our short information form on this site or give us a call at (866) 341-1663. We’ll gather a few basic details about your property and home selling goals to see if we’re the right fit for each other. There’s no pressure to move forward after our first call.

Once we have a better understanding of how we can help you, we’ll schedule a time that works for you and your tenants if applicable at the property for our initial walk-through inspection which shouldn’t take longer than 15 minutes.

After we see your property we can provide you a fair cash offer within 24 hours. If you need to close quick we can wrap us escrow in as little as 10 days and if you need a bit longer to handle things that’s okay too! We’ll meet you at our local title company for closing day!

Get An Offer Today, Sell In A Matter Of Days….

Fill Out The Form Below to Receive A Call in Minutes..

Whether You Want to Sell Your House Quickly or Are Simply Seeking a Fair Cash Offer, We Can Help!

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How Selling Your House to Cash Out On My Home Works in Depth..

We buy houses, land and multifamily apartments in Tennessee in ANY CONDITION. You can sell your house property in and still get a great price! We give the highest cash offers and never back out of a deal. Learn more about how you can sell your house today below.

Selling your house quickly to a trusted home buying company like Cash Out On My Home, means less worries and more guarantees. We’ve been buying houses in Tennnessee since 2017 and our “cash offer process” is as smooth and efficient as ever. We’ve seen it all, from homes in to pristine condition to houses in need of serious repair and even some with weird animal infestations.

Whether you’re dealing with liens, foreclosure, divorce, or inherited property, Cash Out On My Home is here to ensure a smooth and stress-free selling experience. As a seasoned local home buying group deeply familiar with the Chattanooga real estate market, we offer competitive cash offers for your house, land, or multifamily apartment within 24 hours. Contact us today at (866) 341-1663 to learn how we can help you sell your property quickly and efficiently.

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Share Your Property Details


You’ve found us, and that’s the first step towards resolving your real estate challenge. Start by telling us about your property, your situation and your goals. We’ll see if we’re a good fit to buy your home and if not, one way or another we’ll make sure we help you out. If you feel like we can help you, we’ll schedule convenient home visit that works for you and whoever may be occupying the property. And don’t worry, we’ve had our fair share of run-ins with unwanted “tenants”.

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Schedule a Quick Visit


When we see your property, we’ll be looking around to asses any needed repairs, but you don’t need to lift a finger or worry about it being clean—we’ve seen it all. So the pressure is off, as this visit usually takes about 15 minutes and can be scheduled to accommodate you without interruptions. Need us to open the property and send you recent photos for you because you’re out of town? No problem, as TN’s #1 Trusted Home Buying Company, we’ve got your back.

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Receive Your Fair Cash Offer


Within 24 hours of our inspection, we’ll analyze the information and provide you with a competitive with a fair “AS IS” cash offer with no obligations to work with us. Our offers are based on a detailed evaluation, considering the current condition of your property and its potential after any necessary repairs, taking into account the current market value and comps. We try to offer you as much as our budget can allow, providing a win win solution—but if a cash offer doesn’t work, you may consider seller financing to us!

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Select Your Closing Date and Sell


If you decide to sell your property to us, we’ll coordinate with a trusted local title company and attorney if necessary to facilitate the entire sale. We work on your timeline and handle all the details, keep you posted every step along the way and work side by side to resolve any title issues. We can expedite the closing process, wrapping up escrow in as little as 10 days if you need a quick sale. However, if you require more time to manage your move or handle other details, we can accommodate that as well.

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Complete the Sale at a Trusted Title Company


On closing day, we’ll meet you at a local, reputable title company to finalize the sale. Our team ensures that all paperwork is completed smoothly and securely. If you’re out of town that day or live out of state, we can schedule a virtual closing online! You’ll receive your cash promptly either way via wire or check through the third party escrow company. We’ll make sure we show up on closing day with our funds in hand, allowing you to feel confident on the finalization of the sale.

Looking for this to be broken down further? Here’s a comparison chart to give an overview:

 Realtor VS. Cash Buyer ComparisonSelling w/ A Chattanooga AgentSOLD To Cash Out On My Home
Commissions & Fees:Up to 6%, paid by you, the sellerNone
Who Pays Closing Costs?2% on average is paid by you, the sellerWe pay all costs.
Inspection & Financing Contingency:Yes, sales can fall through.None needed
Appraisal Needed:Yes, the sale is often subject to appraisal.No, we make cash offers.
Average Days Until Sold:+/- 91 DaysWe provide immediate cash offers.
Number of Showings:It Depends1 (Just Us)
Closing Date:30-60+/- days after accepting the buyer’s offerThe date of YOUR CHOICE.
Who Pays For Repairs?Negotiated during the inspection periodWe pay for all repairs.

*An inspection contingency lets the buyer have time to do an inspection and back out of the sale or negotiate a new price if there are repairs that need to be done. If you can’t come to an agreement with the buyer, the buyer has the right to back out of the sale. Similarly, a financing contingency gives the buyer the wiggle room to back out of the purchase if they can’t obtain a loan or if the home doesn’t appraise for the value that the bank needs to close the loan.

Our Cash Offer Can Help You Sell Quickly and Easily!

We Buy Houses in Chattanooga, TN, for cash, allowing us to close on your property within weeks instead of months.

By choosing Cash Out On My Home, you’re opting for a reliable and efficient home selling solution backed by years of experience. We’re here to address your unique needs and provide a seamless transaction process. Reach out to us today at (866) 341-1663 to get started and experience the difference of working with a trusted local home buying company.

My husband and I have been working with this family for over a year now. We Just sold them another home. They always do what they say and are the easiest group we have worked with. Very pleasant and always answer any questions. They have made this a non stressful experience. Something my husband and I were worried about. No worries here.

— Cathy W.


Curious About How We Determine Your Cash Offer? Here’s the Breakdown

At Cash Out On My Home, we base our cash offers on a detailed evaluation process involving four key factors:

1. Property’s After Repair Value (ARV)
We start by estimating the potential market value of your home once it’s fully renovated. This “After Repair Value” reflects the price the property could achieve post-renovation, similar to the impressive transformations you see on TV shows. Our cash offer is calculated by subtracting the associated costs from this ARV.
2. Renovation Expenses (COR)
To enhance your home’s value, we need to undertake necessary renovations to ensure it looks pristine. These costs are an integral part of our offer calculation, as we aim to restore the property to a condition that maximizes its market value.
3. Resale Costs
When we purchase your home, we cover all closing costs and fees, so you don’t incur any expenses. However, when we resell the property, we must factor in expenses such as real estate commissions, closing costs, and ongoing holding costs (including taxes, insurance, and HOA fees). Typically, these resale costs amount to approximately 10% of the ARV.
4. Required Profit Margin
While we strive to provide you with the best possible cash offer, we also need to account for our profit margin. This is necessary to sustain our business, cover operational costs, and support our team. We aim to keep our profit margin as low as possible to offer you a competitive price. Generally, our minimum profit requirement is around 10% of the ARV or a minimum of $10,000. For example, if we purchase a property and anticipate reselling it for $300,000, our minimum acceptable profit would be $30,000.
This approach ensures transparency and helps you understand the key elements influencing our cash offer for your home. If you have any further questions or need clarification, feel free to reach out to us at (866) 341-1663!

Get An Offer Today, Sell In A Matter Of Days….

Fill Out The Form Below to Receive A Call in Minutes..

Whether You Want to Sell Your House Quickly or Are Simply Seeking a Fair Cash Offer, We Can Help!

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5 Reasons to Sell Your House with Cash Out On My Home…

We’re not afraid to meet you where you stand and give you an honest and fair offer that you can feel confident in once we see your property. Even if we don’t end up working together, we aim to leave you feeling empowered and slightly more educated on your options, than before the call. It’s taken us years but we can finally say because of our fair home buying process — we’ve become Tennnessee‘s #1 preferred home buying company and we don’t plan on that changing.

  1. Fast and Easy Process: At Cash Out On My Home, we simplify the home-selling process with our efficient cash-based approach. We provide you with a fair cash offer and can close the sale in as little as 10 days—no repairs, no cleaning, no drawn-out negotiations. Our goal is to help you move on quickly and effortlessly, saving you valuable time and minimizing stress.
  2. No Hidden Fees or Commissions: Unlike traditional real estate deals that come with hidden fees and commissions, our process is entirely transparent. The cash offer we extend is the full amount you receive at closing. There are no agent fees or unexpected costs, ensuring that you get the complete value of your home without any deductions.
  3. Compassionate and Personalized Service: We recognize that selling a home can be emotional and challenging, especially in situations like foreclosure, inheritance, or divorce. Our team is committed to offering compassionate, personalized support tailored to your unique circumstances. We are here to guide you through every step, providing reassurance and expert advice to help you feel secure throughout the process.
  4. Custom Solutions to Fit Your Needs: Whether your property requires extensive repairs, has title issues, or you need a rapid sale to prevent foreclosure, we offer flexible solutions to meet your needs. We purchase homes in any condition and manage all the details, so you can concentrate on your next steps without additional burdens.
  5. A Trusted Partner with a Proven Track Record: As a family-owned business with extensive experience, Cash Out On My Home is known for its integrity, transparency, and dedication. Our reputation for reliability is built on years of successful transactions and satisfied clients. When you choose us, you partner with a team that genuinely values your needs and is committed to delivering a smooth, hassle-free selling experience. Trust us to help you move forward with confidence and ease.

Take a look at how we helped Cliff sell his Knoxville property quickly for cash…

Cliff and Patricia had an older rental property that had been a part of their real estate portfolio for years. With their long-term tenant preparing to move out in a few months, they faced a property that needed substantial work—around $60,000 worth of repairs and renovations.

Understanding that the last thing they wanted was to dive into a major rehab project, especially with the property’s rental income falling below market value, Cliff and Patricia decided to explore a different route.

During our visit, we assessed the extent of the deferred maintenance and discussed their options. We provided them with a fair cash offer, eliminating the need for any renovations or additional expenses. Our offer included a quick 30-day closing with no contingencies, allowing Cliff and Patricia to move forward with other projects in life. We handled all the details and ensured a smooth transaction, providing them with the cash they needed to focus on their next steps.

Chattanooga Property Inspection Walkthrough | House Bought for Cash in 10 Days!

Tenant Occupied Rental Walkthrough With Owner -Knoxville, TN

“Both Jonathan and Randy were great to deal with. They did everything they said they would do and did it in a timely fashion. I would not hesitate to work with either of them on other properties when I get ready to sell. I highly recommend them if you have property to sell.” Read Full Review →

Don’t Wait, Get The Offer You Want Today! Selling Couldn’t Be Easier!

Fill in the secure form below. Our offer is 100% free, and you have absolutely no obligation to accept it.

What Are the Benefits of a Selling For a Cash Offer in Chattanooga, Tennnessee?

Not All Cash For House Offers Are Equal, See Why Cash Out On My Home’s is Better..

Enclosed in every cash offer are our core values ⎯ Compassion, Trust and honesty. When you’ve been buying real estate as long as we have, you learn how to bead around the bush. We also picked up some cool tricks, like handling almost any kind of title, lien or heirship issue and the ability to close most deals that other buyers shy away from. If it’s a quick and easy home sale you’re looking for, you’ve come to the right place.

We will present you with the highest cash offer possible within 24 hours of seeing your property. To Get A Cash Offer Today, Click to call (866) 341-1663.

Our Cash Offer Program

  • Competitive cash offer within 24 hours
    Tell us about your house and we’ll carefully evaluate it with our local market expertise to provide you with a fair, no-obligation offer.
  • No Showings – No Hassles
    We buy your house “as-is” so there are no open houses, no weekend showings, and no need to fix it up.
  • You choose your closing day
    Once we make an offer, we are able to close in days, not months. You pick the date that is best for you.
  • We pay ALL closing costs
    Closing costs can add up, which is why we cover them for you. Absolutely zero extra costs or hidden fees.
  • Zero fees. Zero commissions.
    Since we’re buying your house, we charge no fees and no commissions. The sales price is the amount that goes into your pocket.
  • We’ll cover any repairs
    Does your house need repairs? We’ll handle them for you. You can even leave behind unwanted items and we’ll haul them off at no extra charge. Take what you want and leave the rest of the cleanup to us!

The Traditional Way

selling a Chattanooga Tennnessee house without a realtor - icon

Listing your house with an agent

The amount of time, money, and stress involved with listing your house adds up.

  1. The months it takes to sell add up
    Your home is costing you money the entire time it sits on the market. Some people just can’t wait 90 days to sell their house.
  2. Plenty of showings and disruption to your life
    Not only do you have to get your house ready to show, but the number of showings can provide a serious disruption to your life.
  3. It takes forever to close
    It takes anywhere from 30 to 60 days to close after accepting a buyer’s offer. That’s assuming that their financing doesn’t fall through…
  4. 1-2% in closing costs paid by you, the seller
    On average, a seller is responsible for up to 2% of the sales price in the form of closing costs.
  5. Fees and commissions stack up
    In addition to closing costs, commissions and fees stack up and reduce how much goes in your pocket at close. On average, 6% in commissions/fees are paid by a seller.
  6. You could be on the hook for repairs
    Depending on what pops up during the inspection period, you could be on the hook for repairs that you didn’t know you needed.
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Cash Offer and Home Buying Process FAQ’s Section:

Below is a list of most commonly asked questions about selling to a “we buy houses” company. If your question is not listed, please feel free to call us at (866) 341-1663 or fill in the contact us form below, and we will try to answer any and all questions you may have as soon as possible!

1. Is selling a home for cash a good idea?
2. Will you be listing my house on the MLS or actually buying it?
3. How are you different from real estate agents?
4. Do you pay fair prices for properties?
5. Are We Buy Houses Companies a Scam?
“We Buy Houses” Companies Most Company FAQ’s – Cash Out On My Home

1.  Is selling a home for cash a good idea?

Let’s face it. Selling a house the traditional way can be stressful! The sellers who benefit most from a cash sale value are speed and convenience. If your house is a fixer or you need to sell your house fast, selling to a cash home buyer is a great option. Homes in need of a renovation, have roof issues, have an unpermitted addition, or need the foundation or other structural issues fixed won’t qualify for bank financing, and the loan won’t get funding. If you’re still wondering if selling your house fast for cash is a good idea, the only way to know is to request a cash offer evaluation from us. The cash offer quote is free of charge, and we are happy to go over your options and provide information so you can make the right decision for your family’s goals.

2.  Will you be listing my house on the MLS or actually buying it?

Great question. We’re not agents, and we don’t list houses. Here at Cash Out On My Home , we are professional home buyers: We buy houses Chattanooga that meet our purchasing criteria, and we don’t use bank financing so you don’t have to worry about our ability to close on a deal. After purchasing, we may repair the house and resell it to another homeowner or keep it as a rental ourselves.

3. How are you different from real estate agents?

Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 4-6 months) and then takes a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3 to 6% of the sale price of your house. If it’s a $100,000 house, you’ll pay between $3,000 to $6,000 in commissions to an agent. Agents provide a great service for those that can wait 4+ months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different. We’re not agents, we’re home buyers. Our company buys the house directly from you. Since we pay with all cash and purchase the house from you, we can make a decision to buy your house within a couple of days (sometimes even the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer.

Selling Your House to Cash Out On My Home ✅ VS LISTING it with a Realtor ❌

 SOLD to Cash Out On My HomeSelling w/ A Real Estate Agent
Commissions / Fees:NONE – Sell For FreeYes, the sale is often subject to lender approval
Who Pays Closing Costs?:NONE – We pay all costs2% on average is paid by the seller
Mortgage Financing:NONE – We make cash offersYes, the sale often subject to lender approval
Appraisal Needed:NONE – Sell without appraisalsYes, the sale is often subject to appraisal
Showings or Open House:NONE – Sell without open housesDaily/Weekly
Closing Date:Sell On The Day of YOUR CHOICE30-60 +/- days after accepting the buyer’s offer
Who Pays For Repairs?:NONE – We pay for all repairsNegotiated before closing

4.  Do pay fair prices for properties?

We strive to offer competitive, fair prices because our business depends on successful transactions. We don’t make lowball offers as it wouldn’t be in our interest to do so. Our goal is to provide offers that are acceptable to you while maintaining the efficiency of our operations. Our offers might not be full market value for a quick cash sale, but we ensure they are fair and competitive.

5. Are We Buy Houses Companies a Scam?

Are Cash Offers from We Buy Houses Companies in Chattanooga, TN Legit? Top 15 Questions Answered!

Not all “We Buy Houses” companies are scams, but there are some with deceptive practices, so it’s essential to proceed with caution. Reputable companies offer fair cash offers and operate transparently, while less trustworthy ones may use misleading tactics, lowball offers, or hidden fees. Watch out for red flags such as lack of transparency, no physical address, pressure tactics, and consistently negative reviews. To protect yourself, research the company’s reputation, ask detailed questions, get everything in writing, and consider obtaining multiple offers. Consulting with real estate professionals or legal advisors can also help ensure you’re dealing with a trustworthy company.


Get An Offer Today, Sell In A Matter Of Days….

Fill Out The Form Below to Receive A Call in Minutes..

Whether You Want to Sell Your House Quickly or Are Simply Seeking a Fair Cash Offer, We Can Help!

  • This field is for validation purposes and should be left unchanged.

Get More of Your Frequently Asked Questions Answered on our Youtube Channel…

Our YouTube channel is your go-to resource for in-depth answers and expert advice! We’ve created a series of informative videos that dive deeper into the most common queries and concerns you might have.

How to Deal with Code Violations and Liens When Selling Your House in Chattanooga!
Unveiling the Truth: Are We Buy Houses Companies in Chattanooga Legit?
STOP Foreclosure and Save Your Home! Learn How To Prevent Foreclosure in Chattanooga, TN!
CALL or Text | (866) 341-1663 Today!