Real Stories. Real Success.

Keith and Cathy had spent decades self-managing their rental properties in Chattanooga and North Georgia, including Chickamauga and Rossville. With Keith being a skilled carpenter who could build homes from the ground up, they took pride in maintaining their properties themselves. However, as they got older, the physical demands of upkeep—especially larger repairs like roofing—became overwhelming.

They didn’t want to deal with tenants, maintenance, or property management anymore, but they weren’t interested in a straight cash sale either. Instead, they were looking for a way to continue earning reliable income without the stress of hands-on management.

The Solution and Plan:

After meeting with Keith and Cathy, we offered a seller-financing solution that allowed them to transition out of property management while still receiving steady monthly payments. They trusted us but had understandable concerns about seller financing—what would happen if we defaulted? What if one of them passed away?

To ensure they felt secure, we worked closely with local attorneys to draft an agreement that fully protected their interests. With everything structured properly, they felt confident moving forward. They sold us two properties under this arrangement:

• A two-home rental on a large lot in Chickamauga
• A single-family rental in Chattanooga, GA

Both properties had long-term tenants, but the homes were in disrepair due to years of deferred maintenance. The tenants owed balances, were severely underrented, and had largely self-managed themselves, leaving a lot for us to step in and handle.

How Our Plan Helped:

• Keith and Cathy now receive reliable monthly income without having to manage the rentals.
• They avoided the tax burden of a lump-sum cash sale while securing long-term financial stability.
• The properties are now professionally managed, relieving them of tenant-related stress.
• We took on all necessary repairs and renovations to bring the rentals back to good condition.

Our first transaction with Keith and Cathy happened in 2023, and by 2024, they trusted us enough to sell another rental under the same terms. We hope to continue helping them turn their properties into consistent, stress-free income so they can enjoy their golden years without the burdens of property management.

“My husband and I have been working with this family for over a year now. We Just sold them another home. They always do what they say and are the easiest group we have worked with. Very pleasant and always answer any questions. They have made this a non stressful experience. Something my husband and I were worried about. No worries here.”

Michael inherited several lots tucked behind a home that had been in his family for generations. The land held more than just property lines—it held stories, memories, and the legacy of his father and grandfather. Selling it wasn’t a decision he took lightly. It was his first time ever selling a property, and he quickly realized this wasn’t going to be about money alone—it was going to be about trust.

At first, he considered developing the land himself. But after months of weighing the idea, he came to the conclusion that it wasn’t the right fit for him. Still, when he began exploring the option of selling, he was met with disappointment. Investor after investor threw out lowball offers, padded with hidden fees and vague timelines. Real estate agents didn’t seem to understand what the land truly meant to him—or worse, they didn’t seem to care.

By the time Michael found Cash Out On My Home , he was skeptical. But from the very first conversation, we knew this wasn’t just another deal—it was personal. We took the time to meet with him face to face, not once, but several times. We listened to his concerns, answered every question, and walked through every document until he felt fully comfortable. We even shared references so he could verify who we were and how we worked. There was never any pressure—just patience, respect, and transparency.

Michael told us stories about his father and grandfather and what this land meant to them. It became clear that this wasn’t about closing quickly or haggling over price. This was about honoring the place his family had poured their lives into.

Once he saw that we were genuine, and that we were going to follow through exactly as promised, Michael moved forward with confidence. We closed in less than 20 days, making sure every step of the process was handled smoothly, professionally, and respectfully.

With the sale behind him, Michael—who had spent much of his life as a long-haul truck driver—was finally able to pause, breathe, and enjoy a bit more freedom. The decision wasn’t easy, but he walked away with money in his pocket, peace of mind in his heart, and the comfort of knowing he had chosen the right people to help him turn the page.

“Thank you so much i had so many people where trying to cheat me it was a night mare I couldn’t believe how people are so sinful its just sad and awful you where the only person that I had trust out of 10-12 people in real-estate every one else where nothing but cheats nothing but the devil… I hope you don’t mind I’m going to get on Facebook and send a story on how trusting you are and doing business with you on real-estate issues and you are a very honest respectful man and that you are not a cheat and you run your business very honest and respectful it’s very hard to find people like you.”

When a family living in California inherited their aunt’s home in Chattanooga, they found themselves facing a tough decision from thousands of miles away. The property had sat vacant for nearly a year and was in need of significant repairs. Between the distance, the emotional weight of the inheritance, and the logistics of handling the sale, the process felt overwhelming. They knew they didn’t want to travel across the country just to clean it out, fix things up, or deal with an unpredictable sale.

We were introduced to the aunt’s close friend who still lived locally and was helping coordinate the sale. Several other investors had already made offers on the property—some even higher than ours. But when we met in person, built a relationship, and walked her through our process, something shifted. Even though our offer wasn’t the highest, she—and eventually the family—felt confident choosing us. They trusted that we would follow through, and that the process would be smooth, transparent, and respectful.

From the beginning, we promised they wouldn’t have to lift a finger. No repairs. No clean-out. No travel. And we meant it. We purchased the home completely as-is and took care of every detail. The entire transaction was done virtually, allowing the family to stay in California throughout the entire process. We worked closely with a local title company to ensure a seamless virtual escrow, and within a short timeframe, the sale was complete.

When it was all said and done, they walked away with cash in hand—and the peace of mind that the home was sold without stress or complications. What could have been a logistical and emotional headache turned into a simple, respectful experience with a team they could truly rely on.

“Jonathan and Mallie are amazing. My grandmother wanted to sell her home in Tennessee and not leave California to do so. We spoke with Jonathan and other buyers but he and his family made us feel very comfortable. They gave us more insight about the selling process than the other prospective buyers real estate agents. The transparency was greatly appreciated. I would recommend them to anyone wanting to sell fast without having to list your home or find an agent. Or in our case travel to get the paperwork done. Thanks again Jonathan and Mallie my grandmother and I really appreciate y’all“

Sheryl was no stranger to real estate. As a seasoned investor with properties spread across Tennessee and Florida, she had managed multiple multifamily buildings over the years with confidence and grit. But one particular property in Cleveland, Tennessee—a pair of multifamily buildings on the corner of Georgetown Road—had become more stressful than it was worth.

The property consisted of two buildings: one with five units and another with four. Attached to the complex was a vacant commercial warehouse that Sheryl had been using for storage. While the apartments were mostly occupied, the rents were slightly below market and there was no professional management in place. Instead, she relied on a local tenant to help oversee the day-to-day operations.

Trying to manage the property from Florida had become a growing source of stress. Despite her experience, the distance made everything harder—handling maintenance, staying on top of rent collection, and keeping the property in good shape had all become exhausting. Sheryl was ready to let go of the responsibilities, but like any smart investor, she wanted to make sure she was getting the most out of her hard-earned investment.

That’s when she reached out to us, referred by a family member who had previously sold to Cash Out On My Home . After several conversations, it became clear that what Sheryl needed wasn’t just a buyer—she needed a solution.

We walked the property with her, talked through her goals, and offered her a stress-free path forward. There was no need to make repairs, clean up the warehouse, or push the rents higher. We were ready to buy the property exactly as it was—and better yet, we were happy to take over management and bring in our team to handle everything from that point on.

After reviewing her options, Sheryl decided to structure the deal in a way that worked for her both now and in the future. She chose to carry back a small portion of the purchase price through seller financing, allowing her to continue receiving monthly income from the property—without having to manage a single thing.

It was the perfect balance: she got to cash out on her equity, walk away from the headaches of hands-on management, and still collect a reliable passive income each month. Today, Sheryl is enjoying more freedom, more peace, and more time with her husband—all without sacrificing the investment she worked so hard to build.

This wasn’t just a sale—it was a thoughtful transition into the next phase of her life. And we were honored to help her get there.

In 2022, Allen, a rental property owner based in Kentucky, reached out to us about a home he owned in Knoxville that had become more of a burden than a benefit. Over the years, the property had racked up issues—from problematic tenants to unpermitted additions—and after a set of burst pipes caused major damage, it became clear that the house needed a full renovation just to get back into livable shape.

The home was tenant-occupied at the time, and Allen was already in the middle of serving an eviction notice. Managing everything from out of state had become exhausting, especially as his attention and investments were shifting to opportunities closer to home in Kentucky. Though he wasn’t in a financial rush to sell, he was emotionally ready to let it go. The stress of maintenance, repairs, and unreliable renters had piled up—and he was simply done with it all.

When we connected, we made it clear that we weren’t there to pressure him. We understood the complexities of tenant-occupied homes and gave Allen the time and space he needed to complete the eviction on his terms. Throughout the process, we stayed in touch, offering guidance and reassurance every step of the way.

Once the tenant was out, Allen didn’t have to lift a finger. We bought the home exactly as it stood—damaged pipes, unpermitted additions, and all. There was no need for him to schedule clean-outs, coordinate contractors, or handle a single repair. We made the sale easy, fast, and entirely on his terms.

In the end, Allen walked away with a clean break and cash in hand. More importantly, he walked away free from the ongoing stress that had been weighing him down for years. The property no longer fit into his long-term goals, and by trusting us to handle the heavy lifting, he was able to move forward with confidence, clarity, and peace of mind.

“I just want to say I had home buyers pressuring me to sell when I wasn’t ready. I had a lot going on, plus I got sick with pneumonia and it took me awhile to get over it. I had spoke with Johnathan a couple of times and he never was pushy with me and always left the door open for me to get back with him or ask me when I wanted him to touch base with me. All the other home buyers were beating me up on my price but I felt I was offering the house at a fair price and evidently Johnathan thought so because he never tried haggling with me on the price! Johnathan, thanks for being the businessman you are and making this whole process easy, quick and painless. In my world as a businessman myself, I hope your company sees what an asset you are. I would highly recommend you to my family, friends and anyone else looking to sell their house!”

In 2023, a mother and daughter from New York inherited a home in Chattanooga through probate. Already overwhelmed with their busy lives, handling the probate process from out of state was exhausting. The home had been lived in for over 30 years by their late father and was completely packed—antiques, junk, and years of accumulated belongings made the idea of cleaning it out even more daunting.

Not only did the home need a full gut renovation, but they also had no desire to travel down to Tennessee to handle anything in person. On top of that, unexpected family disagreements among the heirs created additional stress, making the situation even more difficult to navigate.

The Solution and Plan:

From the start, we knew they needed a truly hands-off solution. They didn’t want to deal with clearing out the home, making repairs, or even stepping foot on the property. That’s where we stepped in:

• Purchased the home 100% as-is so they didn’t have to lift a finger.
• Handled all cleanouts, sorting through years of belongings, donating or selling items of value, and removing the rest.
• Navigated unexpected heir disputes, helping them get through legal and family hurdles.
• Facilitated a completely virtual closing, allowing them to sell the home without ever leaving New York.

How Our Plan Helped:

• Eliminated the stress of cleaning out a hoarder home.
• Provided a smooth, remote selling process without them having to travel.
• Helped them resolve family conflicts that arose unexpectedly.
• Allowed them to move on from probate quickly, with zero extra effort on their part.

Throughout the process, we kept them updated, ensuring they felt informed and supported every step of the way—without disrupting their lives.

For us, it wasn’t just about buying a house—it was about making a difficult situation easier for this family. And that’s exactly what we did.

Their Words:

“Really, really wonderful company. Jonathan was my main contact and he is SO communicative, SO kind, and SO fast. I really appreciated how easy he made this whole process for me and my family.”

The Reason:

Patricia and her husband, Doyle Byrd, inherited a property that had been in the family for years. Although they were waiting for a final court document to make everything official, the home did not need to go through probate, since Doyle was the only living relative and automatically inherited it.

However, the property had been vacant for years and had become a major financial burden. It had thousands in back taxes, multiple code enforcement fines, and needed serious repairs—including a new roof, framing, plumbing, and major foundation work. The home was in complete disrepair, requiring a full gut rehab inside and out.

To make things even more difficult, Patricia and Doyle lived far from Knoxville and hadn’t been able to visit the property in years. Managing the sale, handling repairs, or even dealing with the city from a distance was overwhelming.

The Solution and Plan:

When Patricia mentioned they were still in the process of cleaning up the upstairs, we let her know that we could buy the property completely as-is, saving them the trouble of making any further trips or doing any more work. That was a huge relief to her, and she agreed that selling as-is was the best option.

Since she wasn’t sure when she’d be able to come back to Knoxville, we reassured her that we would schedule everything around her availability and make the process as easy as possible. We also took on the task of:

• Handling the property’s outstanding back taxes and fines so they wouldn’t have to.
• Covering all closing costs so they could sell with no out-of-pocket expenses.
• Buying the home in its current condition, requiring no repairs, updates, or cleanouts.
• Navigating the legal paperwork and ensuring a smooth closing process.

How Our Plan Helped:

• Saved them thousands by taking care of the back taxes and code violations.
• Eliminated the burden of a deteriorating, vacant home they hadn’t seen in years.
• Allowed them to sell remotely, without needing to return to Knoxville.
• Provided a fair, no-hassle cash offer, removing any uncertainty.

This wasn’t just about selling a house—it was about lifting the stress and financial weight off Patricia and Doyle’s shoulders. They walked away with cash in hand, without ever having to worry about fixing, cleaning, or dealing with city fines.

“Excellent people to work with! Especially Jonathan, he is in contact with you through the entire process. They do the foot work, they don’t push you to do anything. EXCELLENT COMPANY TO WORK WITH.
TRISH B.”